Sunday, November 16, 2014

Smart selections during open enrollment

This is a sponsored post via United Healthcare. All opinions are 100% my own.
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Before you click away from what may seem a zzzzzz of a post, hang on a second. Health insurance may not be the most glamorous of topics, but making the right choices for your family can be a hefty task - and one that shouldn't be breezed over too quickly come open enrollment time. It is too important!

Also, did you know that you could be leaving money on the table? Almost 87% of health insurance applicants were eligible for discounts last year, and many are not aware of the money they could save. United Healthcare has very in-depth information and short easy-to-understand videos to get us all informed and help us to make the best decisions when it is time to enroll.

My family is quite healthy, but we spent a couple years trying to figure out Amelia's strabismus issue (via three eye muscle surgeries), which forced us to look closer at the health insurance selections each year. We had to choose wisely in the event she needed another surgery. And more recently, I had a pregnancy in one calendar year and baby's birth in January the following calendar year, so we had to look at various plans with that in mind. Currently, we have no imminent surgeries or major procedures planned, so we need to look at our health plan from a maintenance perspective and protection from any catastrophic events. We can't just check the same box on a form year after year if we want to ensure a smart and economical selection.

Every family has different needs and because there are so many details and options to health plans today, it can be quite overwhelming. If you are in an open enrollment period now or soon, take a moment to review some of these exceptionally informative videos:

Open Enrollment Guide: Tips on Selecting Health Plans
Open enrollment is the time of year when you can make changes to your employer benefits and choose new health insurance. This open enrollment guide can help you find a plan that's best for you

Health Insurance Myths and Facts
Learn some myths and facts about health insurance before making choices

Choosing a Health Plan: What to Ask
Three simple questions to clarify your coverage options

Save on Health Insurance: Lowering Your Costs
Become a smart health care consumer and save on health insurance

Protect your family and your wallet with informed health care decisions. Then put the savings in your family vacation fund! Go somewhere sunny; it reduces stress and will also help to keep everyone strong.

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